Using Viably isFree. Period.

The complete solution to simplify small business finances is free. Viably’s cash flow, income, and banking tools for small businesses remove the guesswork from critical decisions—giving you the power to dream boldly and run viably. 

Viably Fee Schedule

Account OpeningNo Fee
Monthly feeNone
Card IssuanceNo Fee
Check IssuanceNo Fee
Check DepositNo Fee
In-Network ATM withdrawal0
Out of network ATM Withdrawal$3


Minimum deposit0
Daily card spend per card$5,000

Viably is built by entrepreneurs who dealt with similar frustrations from traditional business banks—charging for ACH transfers, fees for sending and depositing checks, minimum account balances, fees for issuing cards, the list goes on.

Viably makes money from interchange fees, not from our customers’ accounts. Our goal will always be to keep improving the all-in-one banking and financial management platform to help you run your business.

Sign up for the free app

Join thousands of small business owners saving time and money.

Securely connect your accounts

Bank accounts, Quickbooks, and anywhere else your data lives, you can connect in minutes.

Know where your business stands

Get immediate access to cash flow trends, spending insights, and collection tools in real-time.

Start the Journey