As a small business owner, you have a lot of options to pay your bills. While credit card rewards can be enticing, in many cases, the simple option is the best option.

Business bank cards, debit cards, and limited spend cards are an excellent way to monitor spending across the business. They can also contribute to much larger business goals. They can help you and your team members budget, stay accountable to their goals, and track your expenses.

The key is to start with a plan. Open a business bank account, and ask yourself the following questions. Where do you need better visibility into your business spending? Which employees can you empower with business cards? How is your budget contributing to business goals? Once you know what you’re trying to achieve, business bank cards can be an excellent tool to help you get there.